Mutuum Finance (MUTM): A $0.035 DeFi Gem Poised to Outshine Meme Coins with USDT-Based Utility

As the crypto market matures, investors are increasingly prioritizing projects with real utility over speculative meme coins. Mutuum Finance (MUTM) stands out as a DeFi-native protocol that ties its token economics directly to lending, borrowing, and buyback rewards. Priced at an attractive entry point of $0.035, MUTM appeals to traders focused on fundamentals rather than hype. The project has already raised approximately $18 million, signaling strong investor confidence. With its robust ecosystem and USDT-based utility, Mutuum Finance is well-positioned to become the next big thing in the DeFi space.

The Next Crypto to Explode Will Not Be a Meme Coin, Can It Be $0.035 DeFi Crypto?

The crypto market is evolving, with investors shifting focus from meme-driven coins to tokens backed by real utility and active user flows. Mutuum Finance (MUTM) emerges as a DeFi-native protocol, tying token economics directly to lending, borrowing, and buyback rewards. At a $0.035 entry point, the project appeals to traders prioritizing fundamentals over hype.

Mutuum Finance has raised approximately $18.65 million across its presale phases, attracting over 18,000 holders. Phase 6, priced at $0.035, is nearly 90% sold out, with Phase 7 set to increase to $0.040. The protocol will operate on dual lending systems, including Peer-to-Contract (P2C) pools for stablecoins and major tokens like ETH, offering adjustable interest rates based on pool utilization.

Pepe Coin and DeepSnitch AI Gain Traction Amid Market Developments

Pepe Coin is testing key resistance levels, with traders anticipating a potential 40% surge. The meme token's chart pattern suggests bullish momentum could soon break through current barriers.

DeepSnitch AI's presale has ignited investor interest, raising over $525,000 with a 50% price increase since launch. The AI project's functional prototype has boosted confidence, positioning it as a potential 100x opportunity.

MetaMask has expanded its debit card functionality to support USDC and USDT payments directly from Base blockchain wallets. The November 12th update eliminates crypto-to-fiat conversion needs for everyday purchases, with plans to integrate additional blockchains and tokens.

US DOJ Seizes $15M in Tether Linked to North Korean Hackers

The U.S. Department of Justice has initiated civil forfeiture proceedings to reclaim $15.1 million in Tether (USDT) stolen by North Korean cyber operatives. The funds, traced to four cryptocurrency platform breaches in 2023, were intercepted by the FBI in March 2025 as part of a broader crackdown on Pyongyang's crypto-funded sanctions evasion.

APT38, a hacking collective tied to the regime, allegedly orchestrated the thefts including the Poloniex exchange attack. Five accomplices—including U.S. nationals—have pleaded guilty for facilitating infrastructure access. The MOVE underscores Washington's escalating campaign to disrupt illicit crypto flows financing North Korea's weapons programs.